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The 20 đồng banknote of Vietnam, issued under the Democratic Republic of Vietnam, measures 170 × 88 mm and is distinguished by a dark red and gold print, richly decorated with ornamental motifs. On its obverse, the portrait of Hồ Chí Minh is depicted facing forward, slightly turned to the left, while a phoenix appears on the right. The inscriptions are in Lao, Traditional Chinese, and Vietnamese, reflecting the linguistic diversity of the region at that time. Official mentions include 'VIỆT-NAM DÂN-CHỦ CỘNG-HOÀ', 'GIẤY BẠC VIỆT-NAM', 'HAI MƯƠI ĐỒNG' as well as their Chinese equivalents '越南民主共和' and '貳拾元'. The signatures of the Minister of Finance and the Director of the Central Treasury appear below the portrait.
The reverse, also printed in dark red and gold, shows a water buffalo in the center surrounded by figures representing various professions, symbolizing cooperation and collective work. On the left is a warning message against counterfeiting, while on the right the face value is inscribed in Khmer. The serial number, printed in black, is divided into two parts composed of two letters and three digits on each side. The entire banknote is framed with complex ornamental motifs, typical of the period.
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